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Parents who are stressed and exhausted by helping with homework feel that way because they make their child’s homework their problem rather than their child’s. And it needn’t be that way!

I have this particular problem when I sit down to work. I love what I do. However, whenever I would finally hit my computer, I would spend 15-30 minutes checking Facebook, surfing the internet and answering some emails that were not pressing. I would getting really annoyed with myself. This was until my friend assured me that it was very normal and necessary behavior. I actually need to do this before I start to work. It helps me transition into work mode.

Keep this place as clean and organized as possible. Organization makes it easier for children to see what it is they need to do and then do it more efficiently.

Second, you will have lower payments after you have consolidated your student loans. When the number of agencies reporting your credit score, they do looking at their minimum monthly payment. Instead of having several payments per month for your student loans, you have a payment that is less than the sum of the payments of age. Again, consolidation helps your score.

When would you like to do your homework- after school or after dinner? (not there are only two choices, it is never a good idea to give children too many choices at first).

There are some great things about this program. But you know what. I’m going to jump straight in and tell you what is The BAD first. I find it’s always helpful to start on the critical side.

What has just happened is that you have made the clock and the child responsible for the fact that it is homework time and gently required the child to keep his agreement with you, the clock and himself, to begin help paper at 5:00. You have acknowledged and appreciated his concern for his beloved pet and pointed to a solution which allows him to both begin the homework on time and do the right thing for Buster.

Make sure your child has space to do homework. If they like being with you in the kitchen -fine but they should not be trying to do homework on a cluttered table. And if they like to do it in their bedroom, sitting on their bed is not the most conducive way to write and concentrate.

Of course, there is the other side. Many people would not mention getting a phd as a goal with their full conviction behind it. That’s too risky, and they would sooner hedge their statements with some maybe’s, and “I’m thinking about getting.” However, while it’s true that most people hedge, the person who states their goal clearly and means it, really wants it – thus it’s a real goal.

Seeking help in getting your finances under control is not something to be ashamed of. If you need help, use the resources available to you to get you back on track.

So, if your financial situation involves more intricacies than those presented above, a student loan consolidation may not be right for you. For most it will bring up credit scores and probably lessen your financial burden. It will certainly simplify your bill paying chores. If a student loan is right for you, make the move. Your pocket book will thank you. Your good credit history will help you.